With 2022 barrelling towards us at breakneck speed, there’s a lot to think about. While some of us are trying to soak up a few moments of rest before the chaos begins again, the rest of the world is contemplating what they need to get organised before January.
While doing a gigantic declutter might be on your agenda (and that’s perfectly fine) there are some other and perhaps more important things that you might want to put on your to-do list for the beginning of the year.
Oftentimes, we simply become comfortable with what our budgets look like month to month. We watch the debit orders come off our accounts every month without really considering what we’re paying for. Insurance and policies often fall under this category of expenses, since we know they’re important.
However, you could still take a minute to go through your various policies and decide whether or not they are still serving you. Check out other options for health insurance, home insurance and even keep a lookout for the best car insurance, you might be able to save some money in the new year.
Subscriptions are yet another category of expenses that seem to pass us by without really being noticed. These can be even more of a waste of money because we often end up holding onto subscriptions that we don’t even use.
Go through your movie and music streaming services, magazines, app subscriptions, and any other monthly payments that might not be serving you anymore and decide whether it not it’s worth keeping them. That extra money could go into a savings account or be used to treat yourself in a way that really matters!
Your Filing System
We’re all constantly bombarded with mails in our inboxes, bills, documents, forms, newsletters, and other things we need to take care of. Having a system that helps you to deal with this influx of material is crucial for staying organised and on top of things.
Implementing both a digital and physical filing system is a good idea – or you might decide to convert everything into one or the other. You could do this by either scanning all your physical copies to store digitally, or by printing out all your digital copies. Whichever you choose, it’s a good idea to have everything organised in its place to find it easily.
Here’s an area where an annual declutter is a great idea. However, more than just a declutter, you could take the new year as an opportunity to revamp things a little. Go through your clothing and decide what is no longer serving you. Donate to charities or people you know who need a little help.
You could also use this as a chance to create a ‘personal uniform’ for yourself, which will help you to know and understand your own style and will make picking an outfit every day a much quicker and easier process each morning.